Cheapest Car Insurance In California

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Geico has the cheapest car insurance for most drivers in California. The company charges $390 per year on average for a minimum liability policy.

35% cheaper than the statewide average.

Drivers may also find affordable coverage from AAA of Northern California (AAA NorCal) or Progressive.

AAA offers insurance to residents of Northern California through AAA of Northern California, also called AAA NorCal or CSAA, while The Auto Club of Southern California (AAA SoCal) covers Southern California drivers

Mercury has the cheapest full-coverage car insurance quotes in California, at $1,731 per year.


Geico and Mercury companies both have rates under $2,000 per year


Mercury has the best rates for full-coverage auto insurance for California drivers who have received a speeding ticket.

Cheapest car insurance quotes for California drivers with a speeding ticket

Full-coverage policies from Mercury average $2,293 annually, which is 28% cheaper than the state average of $3,200 for drivers with a speeding ticket.

Mercury company's average annual rate after an accident is $2,604 per year, or 40% cheaper than the California average of $4,330.

auto insurance for California drivers after an accident

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